New to Canada — Your Complete Settlement Guide
Everything you need after you land — from your first 48 hours to your path to Canadian citizenship.
Day 1 and 2 — Arriving in Canada
At the port of entry: Have your passport, PR confirmation letter (COPR), and all original documents ready — not in checked luggage. The border officer confirms your identity, stamps your COPR, and issues your entry date.
First 48 Hours Checklist
Koodo, Public Mobile, Fido offer affordable prepaid plans — available at airports.
Apply online at canada.ca — required to work. Takes 3–5 business days.
TD, RBC, Scotiabank, BMO, CIBC have newcomer packages. Bring passport, COPR, SIN.
Confirm address whether staying with family, hotel, or short-term rental.
Days 3 to 14 — Building Your Foundation
Health and ID
Ontario: 3-month waiting period. Apply immediately to start the clock.
Ontario accepts direct exchange from many countries without a road test.
Available from Service Ontario if you don't drive.
Housing and Family
Budget $1,800–$2,800/month for a 1-bedroom in Brampton area.
Contact Peel District School Board or Dufferin-Peel Catholic Board. Free for PR children.
Your PR card and tax refunds are mailed to your address on file.
Building credit from day one: Your home country credit history doesn't transfer. Get a secured credit card, use it for small purchases, pay the full balance monthly. Good credit is essential for renting, cars, and mortgages.
Months 1 to 3 — Getting Established
Employment
Omit photos, DOB, marital status. 1–2 pages, focus on achievements.
Free resume review, interview coaching, job search assistance.
Regulated professions need Canadian licensing — contact the relevant body immediately.
Required to file taxes and access benefits — GST credit, Canada Child Benefit.
Community and Language
Free English (LINC) or French (CLIC) classes funded by IRCC.
Brampton: Catholic Family Services, Indus Community Services, ACCES Employment.
Months 3 to 12 — Building Your Canadian Life
Due April 30. File even with no income — triggers CCB and GST credit.
RRSP reduces taxable income, TFSA grows tax-free. Start small.
Valid 5 years. Renew 6 months before expiry — needed to re-enter Canada.
730 days in Canada out of every 5 years to maintain PR status.
Residency obligation — the 730-day rule: Extended absences from Canada, even for work or family, can put your PR status at risk. Contact us before extended travel plans.
Your Rights and Responsibilities as a Permanent Resident
What Can Put Your PR Status at Risk
Track your days in Canada carefully, especially if traveling frequently.
Certain offences can result in loss of PR status. Seek legal advice immediately if charged.
Material misrepresentation discovered later can result in status revocation.
Path to Canadian Citizenship
Citizenship Application Checklist
Keep a travel log — every entry and exit with dates.
Check CRA My Account for your filing history.
Free official guide at canada.ca. Budget 2–4 weeks study.
$530 + $100 right of citizenship fee for adults. $100 total for children.
Usually 12–24 months after application. Pass mark 75% (15/20).
The final step. In-person or virtual ceremonies available.
Start tracking from day one: The biggest mistake is not keeping a travel log. Record every departure and return — even weekend trips. A simple spreadsheet is all you need.
Still on Your Immigration Journey?
Canada Migration Services guides you from your first application to your citizenship ceremony.
Free Assessment →